Insurance Company Windshield RipOff.

The three most valuable tips you should know before calling your insurance company to report a broken windshield.

Check your auto policy to find out if you are covered. You should have comprehensive insurance with a $250 deductible or lower to make it worth your while. I’ve seen people pay a $500 deductible when the windshield should have only cost $200 on a cash purchase.

Some insurance company’s actually have windshield coverage that you can buy separately. Typically it’s only a few bucks a month for it. Ask your agent.

Now that you have verified your insurance coverage you should do your own research for a well respected Denver Windshield company.

Check your Insurance Policy for Coverage

When you call the insurance company to report a claim you are, in many cases actually talking to a glass company who will send out their own crews. That’s right read it again. You think that because you called the insurance claim number on your auto insurance card, that you are talking to the insurance company. Many times you are talking to a big, conglomerate glass company.

Do not be force fed what the person on the other side of the line is telling you. You should do your homework to pick the right windshield company for you and if they try to tell you that you have to use their contracted glass company they are lying. It’s called illegal steering and should be reported to the Colorado Division of Insurance.

Finally. many insurance companies will waive your deductible if you are only having a small chip repaired. So if you have a large comprehensive deductible chances can be good that your insurance company will waive that so you can get a free repair.

For further questions call your Denver Windshield expert. Contact Dave at 720-296-8942